Interesting in making energy saving improvements to your home?  Let us help you with the financing!

Farm Credit & Country Mortgages is your source for financing energy efficiency projects on your home or farm.  We offer convenient web access and a wide range of programs, services and rate options to suit your needs.

With our expedited application process, we can usually give you a decision within one business day.

Click to Apply Online! (Be sure to list loan purpose as OTHER, specify Rural Electric Coop Loan and tell us the name of your cooperative in the comments section.  This will help expedite the process of your application)

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Call toll-free (800)919-FARM and ask to speak to a loan officer about the Rural Electric Coop Loan.

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Stop by one of our office locations in Maryland, Virginia and West Virginia.

Financially-Related Services

Leasing -- In addition to comprehensive loan services, we also offer leasing plans that may allow you significant purchase price advantages. Leasing may also help you realize a tax advantage. Talk to a Farm Credit loan officer to get all the details about leasing and see what's best for your situation.

Crop Insurance -- Protect your investment with a full range of crop insurance plans, including Multi-Peril, Hail and Group Risk crop insurance. Various plans are offered through private insurance companies sponsored and subsidized by the federal government.

Term Life Insurance -- As a Farm Credit member, you have the advantage of being able to purchase annually renewable term life insurance, the most protection for your money. Each policy is individually underwritten and the amount of coverage does not decrease.

Credit Life Insurance -- You have a choice of several plans -- offered at competitive rates -- that would pay all or a portion of your outstanding debts, depending on the level of protection purchased.

Other Services

AccountAccess
24-hour, toll-free online access to your Farm Credit accounts—just point and click.
Now you can get up-to-date information on your loan when it’s most convenient for you. With just a couple of clicks of the mouse on your computer at www.farmcreditofvirginias.com

LoanLine
Free, 24-hour telephone access to your Farm Credit loan information.

LoanLine provides 24-hour, toll-free telephone access to your personal loan information. Get current information on your loan balances, interest rates and payment information.

AutoDraft
Hassle-free, automatic drafting of your loan payments.

AutoDraft is the fastest, easiest way to make your Farm Credit installment. AutoDraft electronically deducts your loan payment from your bank account every time it’s due.

AgriLine
Instant loan advances—at the tip of your pen.

AgriLine gives you access to your line of credit 24 hours a day, seven days a week. Write yourself a loan check whenever and wherever you want.

FastCash
Quick and easy fund transfers by phone—no more wire charges.

FastCash is the safe, dependable way to draw funds from your line of credit loan. Call us, let us know how much you need, and we’ll deposit that amount electronically into your checking or savings account.

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