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Home Loans

Home Loan Solutions for Rural Living

We’re rural through and through at Farm Credit and couldn’t imagine living any place else but in the country. Whether you’re refinancing existing property or making a new home purchase, Farm Credit is here to help with flexible home loans tailored to your needs. 

You don’t have to be a farmer to take advantage of Farm Credit’s rural home loans. The properties that are eligible for home financing include home sites, residential lots and new construction. 

Portfolio In-house Rural Home Loan
  • Up to 80% financing​
  • Rate and term refinances​ available
  • Cash-out refinances​ available
  • Unlimited acreage​ and multiple parcels of land
  • Manufactured housing on permanent foundation (double-wide or larger)​
  • Unique dwellings ​

Country Living: Should You Buy or Build Your Dream Home?

If you’re considering moving to the country, one of the first and most important decisions you’ll make is whether to buy property with an existing home on it or find the perfect parcel of land to custom build your dream home. 

Five Things to Avoid Before Buying a New Home or Property

Oftentimes new and first-time homebuyers make the mistake of rushing out to buy things to fill their new home with as soon as the seller accepts their offer, however there are still major hurdles to overcome before the keys are handed over

Five Mistakes to Avoid When Buying Rural Real Estate

Buying rural real estate can be incredibly rewarding, but it also comes with unique challenges. To help you avoid costly surprises, read five common mistakes to steer clear of during your rural home buying journey.

Whether you’re ready to finally commit to your rural dreams in the country or refinance your rural home, Farm Credit is here.