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Farm Credit of the Virginias will hold its 2020 Annual Meeting in September. Access the Annual Meeting Information Statement and related information here.

Home Loans

Rural Home Buying Made Easy

Here at Farm Credit, we’re rural through and through, and couldn’t imagine living any place else but in the country. Whether you’re refinancing existing property, making a new home purchase, or taking out a loan for a construction project, Farm Credit is here to help. Get started on your application today!

Eligibility Criteria

You don’t have to be a professional farmer to take advantage of Farm Credit’s home loan program.

If your rural and/or non-farm property falls under one or more of the following categories, and you’re in our 96-county service area, then it’s more likely than not that you’re eligible. Here are some of the properties that are eligible for financing:

  • Home sites
  • Residential lots
  • New construction
  • Land (available for acreage tracts, with terms up to 30 years where dwellings are attached)

Start your application for your dream home now!

Buying or refinancing a home can be a huge task. You can rely on us to help you locate the loan program that's right for you.

Whether you’re ready to expand your current operation, or escape the distractions of city life, Farm Credit is here to partner with you for the long haul.