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This month, Farm Credit of the Virginias will return $40 million in patronage refund checks to our customer-owners. Learn more about the 2021 patronage refund!

Home Loans

Rural home buying made easy

Here at Farm Credit, we’re rural through and through, and couldn’t imagine living any place else but in the country. Whether you’re refinancing existing property, making a new home purchase, or taking out a loan for a construction project, Farm Credit is here to help. Get started on your application today!

Eligibility Criteria

You don’t have to be a professional farmer to take advantage of Farm Credit’s home loan program.

If your rural and/or non-farm property falls under one or more of the following categories, and you’re in our 96-county service area, then it’s more likely than not that you’re eligible. Here are some of the properties that are eligible for financing:

  • Home sites
  • Residential lots
  • New construction
  • Land (available for acreage tracts, with terms up to 30 years where dwellings are attached)

Ready to get your application rolling?

Select the button below to get started on your home loan application today. For all other financing, contact us to be put in touch with a local representative. 

Start Your Home Loan Application

Realtor Resources

Are you a realtor? Are your clients dreaming of country living? We'd like to help. Read up on our loan products and access resources we make available to our partners in real estate.

Access Resources for Realtors

Buying or refinancing a home can be a huge task. You can rely on us to help you locate the loan program that's right for you.

Whether you’re ready to expand your current operation, or escape the distractions of city life, Farm Credit is here to partner with you for the long haul.