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Crop Insurance & Risk Management

Manage your risk with crop insurance

Weather, disease and changing markets can all impact the commodities your farm produces and impact your earnings and cash flow. The good news is you can protect your farm and everyone who depends on it by managing those risks with crop insurance, also referred to as commodity insurance. Who can best help evaluate the risks and customize a plan to manage them? Look no further than your agricultural finance experts at Farm Credit!

Farm Credit is a cooperative, so we pride ourselves on taking care of our customers. We have full-time commodity insurance agents who have years of policy writing and risk management experience. Our agents will work closely with you to help reduce the production and price fluctuation risk associated with your crops, forages and livestock. Let us help ensure your farm’s viability and success!

Farm Credit is proud to partner with the following companies: Rain and Hail LLC, QBE NAU and Rural Community Insurance Services (RCIS).

Types of Crop Insurance

  • Yield Protection (YP)- Our Yield Protection (YP) policy insures producers against production losses due to a covered cause of loss such as drought, excessive moisture, hail, disease or wildlife. YP policies also provide replant, late planting, and prevented planting coverage. The producer selects the percentage of their average yield they would like to insure ranging from 50-85%. A loss would occur when the harvested yield is less than the guaranteed yield on the policy as the result of a covered cause of loss.
  • Revenue Protection (RP)- Our Revenue Protection (RP) provides comprehensive protection that covers weather-related, and other certain unavoidable causes of loss and price fluctuations. RP provides the same coverage as YP with the addition of price protection.
Additional Coverages Available
  • Livestock Gross Margin (LGM)
  • Livestock Risk Protection (LRP)
  • Pasture, Rangeland & Forage (PRF)
  • Supplemental Coverage Option (SCO)
  • Crop hail policies
  • Coverage for orchards, vineyards, nurseries, processing, fresh market vegetables, tobacco, organic crops, etc.

2026 Crop Insurance Deadlines

What is Crop Insurance?

Farmers have noted commodity insurance as their most important agriculture risk management tool. A licensed agent can provide additional info and assist you with insurance appropriate for your agricultural operation. 

Secure Your Bottom Line with Livestock Risk Protection (LRP)

With ever-present fluctuation and market volatility, Livestock Risk Protection (LRP) is a tool that all cattle producers should consider. The primary purpose of LRP is to protect against the unexpected downward price movement in the market.

Head into Planting with Strong Risk Management

Crop insurance will help protect you when adverse weather events take a toll on your crop production, which will enable you to recover faster.