There are tons of grant opportunities out there for non-profit organizations and small businesses, but many people view the grant application process as a daunting task. It doesn’t have to be! Here...
Several years ago, I worked with my milk coop to forward contract some milk. I called the coop milk pricing, a forward contracting expert, to explain the numbers. The comment I got was, “It’s a long...
Ensure you have obtainable goals that will take you to a new level. Whether personal or professional goals, it is important to set yourself up for success! Record keeping can be a daunting task...
The 5 C’s of Credit All lending institutions have the responsibility to complete due diligence in order to be a reliable and consistent source of sound, adequate, and constructive credit. The degree...
Is it just me, or does time move a lot faster these days? I just blinked, and 2024 is almost here. That means it’s time for Doc White’s thoughts on how you should start preparing for the new year...
As a loan officer, one question that I help answer on a daily basis is, “I’m new to Farm Credit. What do I need to do to apply for a loan?” What seems like a fairly straightforward question can be...
Change is inevitable, but lately it feels like everything is in flux– especially interest rates. For the last several years, borrowers have benefited from historically low interest rates for both...
Prequalification letters can be a valuable tool during the home-buying process. Learn about prequalification letters, their importance, where to obtain one, the process and documentation you may be...
No one that I know (other than some accountants) actually likes to keep records. Even fewer people actually like to file, sort, and organize records. I mean, why isn’t a shoebox good enough?! A...
Picture a typical scenario on the farm: you just wrapped up a long day of taking care of livestock, repairing equipment, and working on crop plans for the year, along with many other tasks on the “to...
