Financial Literacy

As a loan officer, one question that I help answer on a daily basis is, “I’m new to Farm Credit. What do I need to do to apply for a loan?” What seems like a fairly straightforward question can be...

Change is inevitable, but lately it feels like everything is in flux– especially interest rates. For the last several years, borrowers have benefited from historically low interest rates for both...

No one that I know (other than some accountants) actually likes to keep records. Even fewer people actually like to file, sort, and organize records. I mean, why isn’t a shoebox good enough?! A...

Picture a typical scenario on the farm: you just wrapped up a long day of taking care of livestock, repairing equipment, and working on crop plans for the year, along with many other tasks on the “to...

COVID, supply chain disruptions, murder hornets, Ukraine, monkeypox, and higher inflation rates - isn’t it interesting to manage your finances in 2022?! When you read the news, you’ll see a lot of...

Has a lender or investor ever asked you for your financial sheets and made you pause, search your memory, and really wished you had paid better attention in your business or finance class in college or high school, because you have no recollection on how to get those together?